This disclosure explains the regulatory framework under which services are made available on the Aunest mobile application, operated by Jewelbox App India Private Limited.
1. Platform Role
Aunest operates as a technology platform and facilitator and does not itself hold licenses for investment management, lending, or jewellery manufacturing.
2. Investment Products
- ● Mutual funds and Gold ETFs are offered by SEBI-registered Asset Management Companies
- ● Transaction execution is facilitated through SEBI-registered intermediaries
- ● All investments are subject to applicable regulations and market risks
3. Digital Gold
Digital gold services are facilitated through Augmont, which is responsible for:
- ● Gold sourcing and purity assurance
- ● Vaulting, storage, and insurance
4. Jewellery Marketplace
Jewellery products are offered by independent vendors who are responsible for:
- ● Product quality and purity
- ● BIS hallmarking compliance (where applicable)
- ● Delivery, warranties, and after-sales service
5. Gold Loan Services
Gold loan services are provided by RBI-registered Banks or regulated financial institutions. Loan terms are determined solely by the lender.
6. Named Third-Party Service Providers
Aunest integrates with the following third-party providers to enable specific functionalities:
- ● Smallcase – ETF transaction facilitation and execution and Loan against the Shares facilitation
- ● Cybrilla – Mutual fund transaction processing
- ● Augmont – Digital gold transaction and storage services
These entities operate independently and are responsible for maintaining valid licenses and regulatory compliance.
7. No Advice
Nothing on the App or in this disclosure constitutes investment, legal, or financial advice.
8. Updates
This disclosure may be updated periodically. Continued use of the App implies acceptance of the revised version.
9. Contact
Email: wecare@aunest.in
Phone: +91 9169166466